Sticking to a budget can be hard to stay on top of. If your strategy and organization isn’t right, then it will be very easy to overspend. By breaking down your budget to bi-weekly planning, you will have more control over what you’re spending your money on.
Track your spending each time you get paid with this printable budget sheet. Having your transactions written down in front of you makes it more apparent what you have and don’t have to spend. I have tried using spreadsheets on my computer, but something about having a hard copy to write on typically keeps me more honest. Be sure to visit the Finance page for more tips on how to keep a tight budget.
Let’s break this down to make it a little easier to follow. Write down all sources of your bi-weekly income. Here are some examples.
Write down all sources of income:
- Paycheck
- Poshmark/Depop Sales
- Blog income
Write down all necessary spending:
- Rent
- Utilities
- Gas
- Food
- Childcare
Write down all fun spending:
- Clothing purchased
- Movie tickets
- Experiences
- Restaurants
Total up your combined income and your combined spending to find the difference. Put the leftover income into savings! Since you have all of your spending habits written down, it will be really easy to see what parts of your budget need improvements. Because of this budget sheet, I have been able to keep track of all my unnecessary spending habits to be able to improve my savings drastically, and you can too.
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